Free Live Webinar

Your First Home
in South Florida
Done Right.

The honest, step-by-step guide to buying your first home in the Palm Beaches and Treasure Coast — before you talk to a realtor, browse Zillow, or make an expensive mistake.

BK

Bill Kirkpatrick · Licensed Mortgage Loan Originator

NMLS #2792484 · Serving all of South Florida

Reserve your
free seat

Takes 30 seconds. 100% free. No obligation.

March 25th · Wednesday
7:00PM EST · Approx. 60 minutes + Q&A
Live on Zoom · Link emailed upon registration
Your info is private and will never be sold or shared.

$0

Cost to attend — completely free with no obligation

60 min

Packed with actionable South Florida-specific guidance

4

Counties covered: Palm Beach, Martin, St. Lucie, Indian River

Live Q&A

Get your specific questions answered by a licensed LO

What's inside

Everything you'll walk away knowing

This isn't a sales pitch. It's 60 minutes of the exact guidance a first-time buyer in South Florida needs to make confident decisions.

01

Why lender first, realtor second

Why getting pre-approved before you browse homes — or even contact an agent — protects your time, your money, and your heart.

02

The 2026 South Florida market

What's happening right now in the Palm Beaches and Treasure Coast — inventory, prices, rates, and why conditions may favor buyers today.

03

What you can actually afford

How lenders calculate your real budget using income, debt, credit, and down payment — with examples for different income levels.

04

Down payment assistance programs

Florida SHIP, FL Assist, FHA, USDA, VA — real money available right now for qualifying first-time buyers in your county.

05

The real costs of buying here

Closing costs, homeowner's insurance, flood zones, HOAs — what to budget for so you're never blindsided on closing day.

06

Your step-by-step roadmap

The complete 7-step journey from pre-approval to keys in hand — in the right order, with realistic timelines for South Florida.

Your local market

Built for buyers across the Palm Beaches
& Treasure Coast

Whether you're eyeing Boca Raton or Vero Beach, Port St. Lucie or Stuart — this webinar covers the real numbers in your target area.

Palm Beach County

West Palm · Boca · Boynton · Lake Worth · Wellington

Median ~$520K

St. Lucie County

Port St. Lucie · Fort Pierce · Tradition

Median ~$403K

Martin County

Stuart · Jensen Beach · Palm City · Hobe Sound

Median ~$434K

Indian River County

Vero Beach · Sebastian · Fellsmere

Median ~$390K

Myth vs. reality

5 beliefs keeping South Florida renters from becoming homeowners

We'll tackle all of these live — with real numbers for your market.

Myth

"I need 20% down to buy a home."

Truth

FHA requires just 3.5% — and assistance programs can cover most or all of that for qualifying buyers.

Myth

"My credit isn't good enough to qualify."

Truth

FHA loans go down to 580. A lender can give you a specific plan to get there in 60–90 days if needed.

Myth

"I should wait for rates or prices to drop."

Truth

When rates drop, more buyers enter the market and prices rise. Today's window may not last.

Myth

"Renting is cheaper and easier than buying."

Truth

Every rent check builds your landlord's equity. A mortgage builds yours — and Florida's Homestead Exemption caps future tax increases at 3%/year.

Ready to stop wondering
and start planning?

Join us live. Bring your questions. Leave with a real plan.

Reserve my free seat →

You're registered!

Check your inbox for a confirmation email with the Zoom link. We'll also send a reminder the morning of the webinar.

In the meantime, if you'd like to get a head start, feel free to reach out directly to discuss your specific situation — no pressure, just clarity.